Charmmaa - Chama Management System

Charmmaa is a comprehensive chama and investment group management system designed for table banking groups, merry-go-rounds, and welfare groups. Manage member contributions, group loans, meetings, welfare funds, and complete financial records in one powerful system.

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Key Features of Charmmaa

Member Management

Complete member registration, profiles, and contribution tracking

Contribution Management

Track monthly/weekly contributions and share capital

Group Loans

Manage member loans, guarantors, and repayment schedules

Merry-Go-Round

Manage table banking rotation schedules and payouts

Meeting Management

Record meeting minutes, attendance, and agendas

Welfare Fund

Track welfare contributions and member welfare benefits

Additional Chama Modules

M-PESA Integration

Members can contribute via M-PESA Paybill automatically

SMS Notifications

Send meeting reminders and contribution alerts via SMS

Financial Reports

Comprehensive financial statements and member statements

Fine Management

Track fines for late contributions and missed meetings

Ready to Digitize Your Chama Operations?

Contact us today for a demo or to discuss your requirements

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